No, there are no hidden costs to you. ADVault gets paid by private health insurance plans, healthcare providers, health information exchanges, accountable care organizations, health ministries, other government agencies, and healthcare information technology vendors that want to empower consumers and patients by making sure that they have high-quality advance care plans, and that those care plans are available at the right time and place, whenever they are needed. Again, our service is free to you as the enrollee.